Season’s greetings and happy holidays to everyone! It has been awhile since i last posted, and today i am here to wrap up this frenzied year with a few important takeaways that I’ve learned.

What a horrid and traumatic second half of 2018 it has been. When the bull market raged on in the early half of this year, i had plenty of doubts and my intuition was screaming at me to sell for a small profit. However, greed and complacency restrained my hands.

With that said, that essentially caused me to currently be sitting on a – 6% portfolio loss.

Current Holdings:

For me, 2018 was a huge portfolio transformation. I sold and added many different counters, and these 7 (excluding Singapore Savings Bonds) are what i am left with. Singtel and City Developments Limited were impulse buys, are my current biggest losers, and are also my biggest