December has been one of the worse months of 2018. The markets broke below the support of $2,632 and continued to drop 16% from $2,800 to $2,346. Overall, the market dropped 20% from the highest point of $2,940 in September. As 2018 ends, I realized I made quite a few big purchases, many of these are my wants not my needs and I made a huge loss from the drop of S&P and crude oil. I’ve also moved a large part of our CPF into SA while utilizing some money to invest using CPF-IS. Overall, still managed to increase my net worth by 20%. 2018 was also the year where we started planning many things for our future. Moving forward to 2019, we still have tons of things to plan for our wedding (Mrs has been compiling a list of vendors and we’ll look through them when we have almost all...