This may have gone around for few times … . To win in the long run, expense ratio probably matters. That’s one reason why Index or Mutual funds are good. If we search the web, is defined as “The expense ratio is calculated by dividing a fund’s operating expenses by the average total dollar value for all the assets within the fund.”

For 2018 my Expense Ratio is 0.62%. That’s low relatively to fund however for retail investors this probably high. Really high for a dividend player. The number of trades for 2018 is 124. That’s lower than year 2017 so I am in the right direction. One of the reason we see high number of trades is due to breaking down the amount I trade into different days to spread it.

I don’t have hard rule on not do a trade due to expense as I am risking the ship