As wealth builder preparing for FI, FIRE, FIRe or full retirement; do you prefer to build up your wealth based on :
( 1) resilient net worth providing cash flow over future market and economic cycles
or
(2) large resilient investment portfolio providing dividend income over future market and economic cycles.
Both methods should also aim to avoid sequence-of-returns risk to build sustainable retirement income for life!
Uncle8888 observes that most investment bloggers are on method (2) camp. Right?
Which method has better chance to avoid sequence-of-returns risk?
(1) or (2)