Happy New Year everybody! 2018 has been a strenuous year, fraught with problems in the global arena and heightened market volatility. Trade tensions between US and China, Fed rate hikes every quarter, a breakdown in Brexit negotiations, trouble in the Big Tech world (I'm looking at you, Facebook!), slowdown in semi-con industry, US government partial shut-down, Elon Musk tweeting 'funding secured' to take Tesla private and the oh-so-frequent Trump tweets to spice things up. There is a reason why this particular post of mine received the highest views in 2018. Apparently, investors out there need some reassuring words (-__-") Now, time to get into the nitty-gritty stuff. Below is a snapshot of my Singapore dividend portfolio's year-on-year performance. Market value of portfolio decreased 2.25% from S$436.5k to S$426.7k.  Total annual dividends increased 15% from S$20.7k to S$23.8k (Almost $2k per month) Time-weighted Returns (including dividends): -1.79% Time-weighted Returns (excluding dividends): -7.02% A $124k cushion...