It’s great that we’re all here to manage our money and learn to make smarter financial decisions. But there’s a quicker and easier way to accumulate more money: just ask for it.

Yep. It’s that simple.

By advocating for yourself in the workplace, you’ll be able to increase your income and earn what you deserve. And since it’s the start of the new year, there’s no better time to start this process than right now.

Oh, and instead of asking you to reflect on banal questions like: “Consider how your industry is doing” or “Do you have the requisite skills?”… We’re giving you an actionable plan instead.

(Writer’s note: This advice is for a raise or a promotion, not for negotiation when accepting a job offer.)

TL;DR: Get The Pay Raise Or Promotion You Deserve