1. ACCOUNT SUMMARY (as of the last day of the month)
Based on the statement (31 December 2018), we lost $451.42.
As of 30 January 2019, the market has recovered quite a bit and the total return became -$75.42. We lost -$90.25 from investment returns with a currency impact of $14.83.
2. PORTFOLIO DETAILS
3. TRANSACTIONS
I realized that there was a USD to SGD conversion. I always had the impression that since 1% of SGD is not converted to USD and the fees are only 0.8%, as long as I continue to invest/pump in fresh fund, such conversion should not happen. Guess I have underestimated the fees and took the percentages too literally.
SGD $990.00 converted to USD $721.55 (USD $716.69 last month)
Exchange Rate: 1.3720 (1.3813 last
