With so much debate about the sandwich class recently, I tend to think that perhaps this is the generation with the highest proportion of this population thus far. We are often confronted with multiple challenges that stretches us financially, including not just supporting ourselves, but our children and even aging parents, while at the same time, planning for our own retirement. Parents’ allowance is something probably pretty unheard of in countries like the US or in Europe. The US financial bloggers seldom talk about  parents allowances and their FIRE plans are usually centered around just having enough money to support their own family.

In Singapore, our grandparents were mostly immigrants. So they started out really poor, and had