I was working on the above points and then realize is really a bad plan to lower my saving by 12 points for much high equity allocation. Is inward looking of personal finance furthermore I am already vested with 50% Equity. Prefer good buffer for emergency, housing and family so I aren't putting them to risk.

Maybe growing the equity pie by 10% will helps. That will boost 4.7k of dividend after 2019 and will takes 3 years of good market to achieve. If I am to do some income injection and some modest capital adjustments of the 21% Cash saving, probably 2 years. That's sound more forward looking.

And if the market goes bad. Wait it out ...

Cory

2019-0202