You know when you start a new internship and the previous intern passes on keys, folders & excel sheets to you? I wish growing up was like that – a simple case of the .zip folder of handover documents. And if there’s one crucial handover document you should have right now, it’s your insurance policy.

Talking about insurance and thinking about the eventual deterioration of our bodies is extremely morbid and terrifying – but let’s get this out of the way. Insurance is important because it can protect you from greater financial burdens in the future.

Some of my medical benefits are part of my parents’ employment contract and this might be the case for you as well. Such company benefits may include personal accident coverage (breaking your arm for example).

Bigger companies sometimes extend medical benefits to dependents (i.e. us when we depend on the financial support