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Unethical SingPost
By KPO and CZM  •  February 13, 2019
We made our first transactions for the year and you might have guessed it based on the title of the post.
After holding it for 512 days (~1+ years) and including all the dividends collected, the total return is -26.3% and the annualized return is -19.5%. CZM has been sharing lots of news on SingPost and insisted that we should sell SingPost. You know - happy wife, happy life.

SingPost apologises after getting caught trying to trick man who paid S$7,000 to distribute flyers
- SingPost fined S$100,000 for not delivering mail on time in 2017
Mechanical fault caused letterboxes to be left open in Bedok


CZM's point of view is their business will continue to decline because people don't like doing business with unethical people/company? Regardless, looking at SingPost's latest Q3 financial statement, it might be true to a certain extent.
At one glance, it may look like its business is improving with...
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By KPO and CZM
I am Ong and my fiancee (Chan Zui Mao a.k.a CMZ) calls me a Kiam Pok (i.e. stingy/thrifty depending on how you look at it). Hence, the nickname KPO (Kiam Pok Ong). We have decided to name the blog KPO because I have proposed to CMZ successfully and she is officially a KPO too. The purpose of the blog is to list down all the money-saving tips, our investment/journey to financial freedom and to document my life with CZM.
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