I believe we’ve all heard what the media had announced on the launch of AIA Beyond Critical Care,
“First critical illness plan in Singapore to tackle the taboo of mental conditions head-on”
I wouldn’t agree that that’s their unique selling proposition, the 100% refund sounds more enticing to me.
If this plan came without the 100% refund, I would consider carefully the probability of me getting a mental illness – be it through the pressure and stress from work, if it is hereditary, or over the fact that I’m left-handed.
TL;DR – Pros and Cons of AIA Beyond Critical Care The Good The Bad 1 Free health screening Does not cover Early Critical Illnesses 2 Refund of premiums at the end of policy term 100% of refund only if held for full tenure - 85 years old or 30 years whichever is longer (else it would be prorated according to...
