Read? Save more than 60%. No need to invest??? (4) Uncle8888 met him again when roaming the street of Orchard Rd. He is regular roamer except he is decently dressed with long pant and shoe unlike Uncle8888 in short and slippers. LOL! Once kena 1997/1998 AFC storm; he chopped fingers and never touch any investing or lending of any kind. All investment and lending is nature is risky. As he has plenty of free time as single; every month he hunts for better FD interests and renew his FDs. He not even interested in SSB as it is marketed as Bond! Bond is lending money! LOL! He said he has more than enough to retire and will follow Uncle8888's foot steps to roam across the island since he is also strong walker himself! To fight inflation; you just make sure you have plenty of bullets to fire! Do everybody need to invest...