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Education System Reform — Not Bold Enough !
By ccloh Strategic Investor Zone  •  March 18, 2019
3 decades ago when talk about self-driving car, the usual response would be "aiya, sci fiction lah".  Now, it is no longer a sci fiction but a possibility.

The world has 1G mobile phone in the 80's (the 大哥大) which can only perform voice call but not everyone can afford it.  Then came 2G and 2.5G in the 90's with mobile phone became a bit more affordable for everyone to own.  Apart from voice call, it was able to do text messaging.  3G became the norm at the turn of the 21st century with noticeable improvement in term of technology -- a mobile phone that is touchscreen operated based on apps functioning like a mini PC that could do multimedia applications.  Apart from voice call and text messaging, it also leverages on social media application to connect people together.  Within a decade after 3G, 4G rolled out to give people with

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By ccloh Strategic Investor Zone
Am a typical retail investor who started investing in stock market in 1993, the same length of period as SingTel was listed in SGX and ironically SingTel was my first vested stock. Back then was a passive investor and started to turn more active in stock market in 2006. A year later when I switched my engineering job to a finance related one, I became what commonly known as trader ( trade for living ) and at the same time also strongly believe in fundamental/value investing that is the way to growth wealth. In a way I classify myself as a "Strategic Investor". As a trader, I track market movement daily and as an value investor, I am always on the lookout for cheap bargain to hold for long term.
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