Invest
Expenses – February 2019
By 35 is the defining age  •  March 20, 2019
Total - S$3,219.40
First full month in Singapore since I left the workforce last August. Despite that, or probably because of that, spending this month fell within my budget of S$4,000. And this was CNY month, which typically sees the maximum monthly outflow in the year, because of traditional red packets that are given to my parents.

Top category was "Gifts - given", which took up c.35% of total monthly expenses. This was attributed largely to CNY as explained above. In addition, my partner's birthday is in February, and we went out to have a nice memorable dinner, plus a useful birthday gift that would hopefully aid her in her practice going forward.

Second largest category was "Vacations", as I cashed out some miles and exchanged some SGD for envisaged spending during my overseas trip come the first half of March 2019.

And third was "Eating Out", as I spent

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By 35 is the defining age
Picked up "The Intelligent Investor" by Benjamin Graham back when I was serving my national service when I was 18 years of age - that chapter on Mr Market was mind-blowing and opened up a whole new paradigm of investing that that shaped my investment thought process since.
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