I received an email from a reader who has just started working about a year in his corporate career and he wrote to me asking the optimal allocation he should be allocating his monthly income to his Expenses, Savings and Investments. This is hard to answer because first I do not know him well enough to give a detailed answer and second his circumstances and priorities may differ from one person to another. So I’ll try to give my best answer as much as possible and will have to assume a few things from him. I assume he is asking me because he read my article recently and would like to know what it takes to achieve Financial Independence as early as he could possibly.

The Generic Google AnswerIf he or anyone has tried to Google and look for the genericly designed common answer on the Internet, it