Towards the end of 2017 early 2018, the most talked about investment topic was the buying of crypto-currency. The news of Bitcoin is everywhere. Even aunties and uncles talked about it. My wife who knew nothing about investment told me about Bitcoin (BTC) and how her colleagues and friends mentioned to her. Another friend of mine back then, ask if I should start looking into investing in the Crypto mining business as his uncle is quitting his job and poured in close to S$200k into the Crypto mining business. I also have clients from abroad telling me how excited they are because they were into ICO (Initial Coin Offerings), and were destined to make big bucks. They chose to put aside their core business to focus on ICO. During our conversation, I knew that they do not really understand how crypto-trade works, as their only interest is to make money....