It’s been 4 years since I’ve held any individual stocks in my portfolio. I decided to explore the markets again for stocks to build a portfolio on top of my existing ETF investment portfolio using spare cash that I have accumulated from surplus in my monthly budget.

Based on my calculations, the ETF investment portfolio that I’m currently building will be more efficient left alone till 62 before I start drawing down from it. So I’ve been thinking about setting up another investment portfolio.

The purpose is to build a separate investment portfolio that has the potential to provide retirement income before I reach 62 and complement the excess CPF money that I will have in my CPF accounts after 55.

I intend to make this portfolio contain a mix of value, growth and dividend stocks, with a larger portion being dividend stocks.

As a start, I decided to pick