Life’s usually pretty amazing. But when it throws an emergency at you, can your wallet handle it? According to a recent study by the Urban Institute, nearly 22% of adults struggled to cover a $400 unexpected expense. People between ages 18-34 were hit the hardest and were more prone to using risky, high-interest means like credit cards to make ends meet, resulting in greater financial stress. To avoid facing the same fate, you need to build and maintain a healthy emergency fund. What’s that? It’s a pool of money that’s only gets used when life throws you a major curveball. That way, when your car breaks down, your pet gets sick, or you lose your job, you’ll have the cash stashed away to deal with it without taking on more debt. Follow the steps below and you’ll be well on your way to dealing with the unexpected with ease. Determine Your Needs Since...