Wanted to post this earlier but been busy recently.
The last update was November 2018 here. After that they did a short term promotion about increasing the Salary crediting for the next 35k to 2%. Seems like they made it permanent.
I have been hesitant to switch to DBS Multiplier for meagre increased interest rates on a lower account balance.
Seems like there's no need perhaps anymore (though the Multicurrency account is tempting for dividends, but perhaps can use FSMOne for it).
So let's do the spreadsheet thingy again.
So from the numbers, I actually yielded more by up to 0.25% for 70k! Cheap thrill I know. But it is now rather close to SSB 1 year interest, which makes it lesser reasons to change to SSB unless I max out the account beyond 70k.
I'm at slightly above 50k now while I build up my warchest again. With StepUp interests, it would be
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