I have done less transaction in 1st Qtr 2019 vs 1st Qtr 2018 although market has gone up much from the low recorded in end of last year  In line other with world stocks market , STI also performed well in 1st Qtr ,up by +8.02% to 3315 as of writing and my portfolio managed to outperformed market by few % points with ROI of +12% YTD, mainly due to better performance from REITs.

"In the 2019 year-to-date, the 20 best-performing S-REITs – which have a combined market capitalisation of more than S$60 billion – have averaged a total return of 15.7%. This brings their one-year, three-year and five-year total returns to 10.6%, 37.9%, and 51.7% respectively."


Back to my transaction cost , as market is not really that cheap and moving along regression line couple with worry about "inverted yield curve " which I have blogged about