I just concluded two days of investment training and as part of a custom, I will share my final letter to my students here.

As you can see, there are a fun folks in this particular batch of students :

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Dear Students of Batch 4, It’s been a great honour and privilege to be able to conduct a 2-Day Early Retirement Workshop for you. Compared to other batches, this class was highly interactive and very fun to teach. Dr Wealth staff was still traumatised after one of the ways suggested by the class to increase sideline income included “sell backside”.  But for every troll answer in class lies a teachable moment. “Selling backside” may seem funny and irrelevant, but it may also present a commercial activity with an unusually high life-energy exchange.  As such, there are no real bad answers in class, only narrow-minded instructors. I would like to thanks some...