If you are looking for risk free investment, you can consider Singapore Government Bond. Ever since, my first purchase in Jan – see here, I visit the MAS website of the Singapore Government Securities regularly to check for new issues.

And guess what, 2 new issues are opened this week.

One issue is the One Year Treasury Bill – BY19101A.

Issue Date: 30 April 2019 Maturity Date: 30 April 2020 Minimum Denomination: $1000 Closing Date: 25 April 2019 Noon Can apply at our local banks’ ATM Coupon Rate depends on auction, for the last T-Bill that closed in Jan 2019, the average coupon rate was 1.97%. I think for this round, it may be a bit lower as interest rate has been trending slower in the last few months. To be conservative, you may want to assume 1.90%.

1.9% not good enough? But it is already better than the one year fixed

...