Still need a lot of work on my portfolio watchlist, looking to include shares from other developed nations. I finally paid off two of my balance transfers, a reminder that interest costs >3% is kinda expensive (Maybank is cheapest so far), just feels sad that the interest reduces my returns. Considering the maximum balance transfer I can take will reduce the gearing I have for the portfolio and Maybank REIT financing interest costs have increased to 3.28% from 2.88%, probably focus on investing better and probably use the balance transfers as a salary advance for opportunities.
In addition, I'm trying a couple of things on the side again in my efforts to diversify my income, let's see how it goes.