Although I grew up in an environment where it was instilled in me that ‘free things must take’, BUT I’ve also learnt that not every freebie is worth the effort.


With every credit card sign up we, as Singaporeans, are conditioned to always think of the free gift that comes with it! This is one of the reasons why I do not own a credit card YET.

And it’s simply because I can’t find any free gift worth my signing up a card for. I mean… I have been waiting for DBS to offer a suitcase as a free gift but they just don’t seem to be offering any…

Maybe a little backstory is needed with regard to my insistence of getting a DBS card. The reason why I am so insistent on getting a credit card with DBS is that I am a DBS