The idea of having monthly income from investments is the holy grail for many. I read a recent post here on this. When I tried to do the same thing, it was largely symbolic – could it be done?

Many REITs does quarterly distributions, and a large number of them distributes on the month of 2/5/8/11 i.e. payment dates fall on February, May, August or November.

And then, there are REITs that distributes on 3/6/9/12 i.e. payment dates fall on March, June, September or December. If you’ve got them in your portfolio, then you’re set for 8 of 12 months.

The harder problem to solve lies with 1/4/7/10 which are the quieter months. Rather than jump through hoops to get payouts in those months (which are subjected to changes anyway), an easy way out is to get two tranches of SSBs – Jan (plus Jul) and Apr