A large part of it was on upcoming trips. Was planning to head to Bali for some diving in May, and also North America in June, so that saw some front-loading of expenses being done in April.

Diving's not exactly the cheapest sport. It's about S$100 for each dive taken, and that can last between 40 to 80 mins, depending on depth, composition of air taken, currents, etc. Not to mention you'll the rental equipment or purchase of your own equipment set. For me, it has been a vibrant and enriching experience given the nature of the sport, and the underwater environment which I truly relish.

Thus I'm looking to develop my skills on this front, and possibly get my professional ratings up in the next 12 months, which