Personal Finance
Thoughts on HDB housing loan and 4th year topping up CPF SA
By Simple Budget, Simple Life  •  June 1, 2019
Each day passing is one step towards old age.

Unknowingly, we are in mid 2019.

Top-up to CPF SA Anyway, with my bonuses in, I decided to park $7k into my CPF SA for tax relief purposes.

I've always been saying that I should do the $7k voluntary top-up at start of the year to gain extra interest, but have never done so hahaha

Got my hubby to do the same as well...not without some nagging and me taking control of the transfer 🤦‍♀️

Hubby wasn't super keen as he preferred to keep the cash to pay off our housing loan ASAP.

His thoughts on our housing loan For context, our balance to pay is at $500k+ 🙃We are paying equal amounts for the home. Wipe out our CPF, leaving $20k in OA Pay $100k cash upfront (or even more if we can afford) - he feels our investments does not beat 2.6% interest charged by HDB...
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By Simple Budget, Simple Life
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