Get 1.8% - 2.13% p.a. realistically on the first S$100,000.

Salary crediting is a precious commodity. Many of the banks reward you if you do credit your salary into your high-yield savings account with them, but with so many options and only one salary credit choice, which one should you choose?

For those of you who earn more than $3,000 and spend at least $500 each month on a credit card, you have two options to choose from: OCBC 360 or Standard Chartered Bonus$aver.

Notes:
UOB One is another fantastic option, but you could still qualify for the bonus interest by spending $500 on their credit card (the UOB One Card is a pretty good cashback card) + 3 GIRO transactions. This frees up your salary credit for another account. Bank of China SmartSaver offers a generous headline rate as well, but it works better for high income-earners (more than $6,000 a month)...