I was having a meal with my family awhile back and one of my aunt mentioned that the rich would get richer and poor will stay poor because the rich have so much capital to grow.

I do agree to a certain extent as my cousin who is pretty rich, is able to use a larger amount of his money to invest as compared to me and people his age.

This is because he has a much higher allowance given by his parents and he need not worry about making losses as money is not as important to him.

For me, I am having a large portion of cash on hand as my mum recently resigned from her job and I feel that I need to have cash around just in case.

Hence I am not willing to invest my money as I feel more secure