One of the key challenges for advisers is that they have to juggle communicating with their clients, yet not boring them with too much of the financial planning details. 

Communicating with clients is just as important with the financial figures behind. If you do not do well with the former, you do not get the business. If the plan, which constitute of the figures, is not fundamentally sound, then over the long run, your clients will one day see the lack of sophistication in engaging you to help plan their finances.

Recently, someone from Goalsmapper contacted me to review their software. I was wondering why the heck would I want to do something like when I am not even a financial adviser (which is the main purpose of this tool). Eventually, I relented after numerous persuasion.

The person explained to me, then I try out the tool for myself, and