HDB recently launched a new HDB Sales scheme whereby would-be home owners can choose to apply for unselected flats from the Re-Offer of Balance Flats (‘ROF’) pool at any time of the year! This was the “new scheme” that the National Development Minister was talking about on his blog back in February 2019. Being curious, Heartland Boy decided to delve deeper into this new scheme and see see which group of aspiring home owner can potentially benefit from it!

Funny thing is that the Ministry did not come up with a new name for this scheme. It simply refers to this as the “open booking of unselected flats from the ROF pool”. Even without a new name, you can already imagine the difficulty that first-time owners face when having to learn about the differences between Build-to-Order (‘BTO’), Sales of Balance (‘SBF’) and