There’s been a lot of online commentary about the Astrea V 3.85% Private Equity Bonds so I’m not going to be analysing them here. Last year in Jun 2018, I subscribed to and was allocated S$4,000 of Astrea IV 4.35% Private Equity Bonds. Since the interest rate is lower this time round, I only subscribed to and was allocated S$2,000 of Astrea V 3.85% Private Equity Bonds.

This is an interesting investment type and I reckon it’s worth allocating some funds to it. Besides, the fixed income investment proportion of my portfolio is low so I generally try to subscribe to such retail bonds offerings where possible. As long as the interest rate is above 3.50%. Which is why I did not subscribe to the SIA 3.03% Retail Bond. Plus I usually hold them to maturity.

Anyway, the Maybank Kim Eng Monthly Investment Plan (MIP) has been discontinued from Jun