Some readers ask me whether there will be more Hong Kong people buying Singapore homes, and whether this will raise local property prices and sales volumes.

Maybe they know I was from Hong Kong two decades ago. Or they have seen too many media reports on riots in Hong Kong.

Like many foreign countries, protests and strikes to Hong Kong people are like typhoons that often happen during the typhoon season.

If the people are unhappy about something, they don’t just rant at coffee shops or on social media. They join like-minded people to show their discontent openly in public. This is their human rights, freedom and democracy.

But as a property-obsessed country, Singaporeans can relate anything to properties.

Anyway, let me try to answer the question and share my personal views in this post.

It is not about properties. It is about insurance.

People leave their hometown either to run