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Harsh truths about local degree programmes
By Growing your tree of prosperity  •  August 4, 2019
One of the really powerful ideas in Quit Like a Millionaire by Kristy Shen is the idea that your first degree will be a major driver that determines whether you can become financially independent, so you need to choose your first degree carefully.

In her book, Kristy's thesis is the idea that you should never choose a degree based on passion - you should choose a qualification based on your grades, and what she terms the Pay over Tuition Score or POTS score.

So I decided to take her framework and shoehorn it to NUS degrees.

In my rethink of Kristy's POTS framework, the earning potential of a degree is equal to your first year's annual salary minus what salary you can credibly earn as an A level student. I don't have data on how much an A level student can earn, so I pegged it at $2,000 a month, about 20% below

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By Growing your tree of prosperity
I have recently completed my Juris Doctor and I am waiting to be called by the Singapore Bar. For the past 15 years I was an IT manager and I have worked in multinationals, financial exchanges, trade unions and even a government agency. I started my career as an AS/400 administrator and moved on to manage IT projects and operations
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