How many times have you heard people complaining about their work? I’m sure almost on a daily basis be it your family members, your friends, your colleagues and maybe even your boss complains about work to you.

This is why early retirement and financial freedom is so popular. In Singapore, we probably need about $1 Million to retire comfortably. But the bad news is its extremely hard to save this amount of money in a very short time.

In my previous post, I introduced the 30 years retirement grid:

In this grid, it shows how much we need to save and invest to achieve whichever amount we desire for retirement. I figured out we need to save consistently $1500 every month and invest at 4% return for 30 years to achieve $1 Million. 30 years is honestly too long a time if you hate your job every single day. This is 10,950 days