Are we at a market downturn? Probably no where near signs of waterfall yet... (although by the time we catch sight of it, it might be too late to react).
Let us take a brief glance at the highest to... Is this a phase of consolidation before coming to a waterfall? This month did not start well with Trump's new tariff slap on China. Just as I was gloating over a 12% gain on my Capitaland's shares, the gain has quickly plummeted by more than half in the blink of an eye before I could react. Obviously I didn't learn my lesson too well. My Equity portfolio on the whole is still afloat. Generally speaking, if one uses the war chest to buy good dividend stocks during sales (that's why I say market timing matters), one's portfolio would have a higher margin of safety to weather a market downturn.