The most common question I get on this site is: “I am x years old. I have y dollars in the bank. How do I invest my money?”

After answering countless reader questions and Ask FH questions, it started becoming obvious to me that the response to all these questions were all broadly similar. There was an underlying set of considerations and framework that applied to investing for Singaporeans, that could be used to address all these queries. And I knew that I had to share this framework with readers in a way that was more efficient than replying to them individually.

But this framework was more than could be imparted in a simple paragraph, or even a 2000 word article.

So I’ve spent the last 9 months of my life compiling everything I know about investing into a set of videos, articles, exercises, and materials. It