First of all, wishing all fellow Singaporeans and investors a Happy National Day and long weekend holidays!

This long weekend is a welcomed one for me as I am finally able to get some much needed rest and re-calibrate my own investing journey after embarking on a new employment. Now, one of the things I do every month during my payday (or the weekend of that week) is to do a quick budgeting for the next month.

A Budgeting Problem: Tracking Expenses
One question I constantly get from friends and readers is: How do you keep track of expenses?

I'm sure most of us have tried some form of tool for tracking expenses one way or another. But many of us give up because it becomes a very tedious thing to do. Just watch the picture below (you might have done something similar before):