Get the Best Credit Cards in Singapore

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Welcome promotions and sign-on bonuses are fairly common attractions for aspiring credit cardholders. Typical offers range from cash rebates and miles to gifts (like luggage) and more. While promotions tend to remain roughly consistent in terms of value for specific cards or banks, there’s still a temptation to wait for the next big offer–perhaps a 100,000 mile giveaway or S$150 bonus rebate. If you’re considering opening a new credit card, is it better to delay in anticipation, or to move forward and apply regardless of the current offer?

Promotions Are Generally Predictable & Value-Comparable

In terms of predictability and ultimate value, credit card promotions aren’t quite as variable as you might think. Many promotions–especially for travel cards–are long-term, and