We have just concluded Batch 6 of the Early Retirement Masterclass. Now the momentum for the classes is picking up and I have another session in the first week of September. In the following letter,  I try to capture the mood of the markets. ---------------------------------------------------------------------------------------------------------------------  Dear Students of Batch 6, It’s been a great honour and privilege to be able to conduct a 2-Day Early Retirement Workshop for you. In the world of Finance, the supernatural can take on a life of its own. August is statistically one of the worst months for the local markets and the worst performance of the STI in 2019 also corresponds to the same period as the Month of the Hungry Ghost. This is traditionally an unlucky period of the year for me. During class, I had to nurse a really bad cough on day 1 while my dad had to be readmitted to the...