Personal Finance
Is the StanChart Unlimited$aver and Unlimited Card with 5% cashback a good deal?
By WhatCard Blog  •  August 31, 2019

Standard Chartered ad featuring 5% unlimited cashback A credit card that offers 5% cashback on all spend, with no minimum spending and no cashback cap

My eyes popped out at one of the largest percentage cashback available with no minimum spend or cashback cap conditions that Singapore has ever seen. Is this for real?

After rubbing my eyes for a bit and reading through the terms and conditions, reality struck me - I was again a victim of marketing, and it seems like there are only certain situations where this credit card strategy is worth it. In short, the UnlimitedCombo (Unlimited$aver + Unlimited Card) requires you to maintain a balance of at least $100,000 in your StanChart Unlimited$aver account before the Unlimited Card will offer the marketed 5% unlimited cashback rate (a 3.5% bonus cashback over the base rate for the Unlimited Card)


Otherwise the Unlimited Card still offers a

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By WhatCard Blog
WhatCard was created by a group of credit card and personal finance enthusiasts with a simple mission - how can we build something that will help each person get the most value out of their credit card spending.
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