Long story short: if you travel overseas – you will find the new TransferWise Platinum Debit MasterCard useful. It allows you to exchange foreign currencies at the real exchange rate – the one you see on Google – saving you hundreds of dollars in fees every year.

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One of the biggest hassles and annoyances in overseas travelling is currency exchange

For a very long time, Singaporeans have been paying an exorbitant amount of fees to middlemen in the value chain who perform the simple act of converting money on our behalf.

These fees have ballooned to an average of almost S$1.1 billion dollars per year – or about S$650 per household – the equivalent of a round trip to Bangkok. 

The fees can come in many forms, and the most