Note: As the founders of WhatCard, our users often ask us what credit card we ourselves use. Hence, we decided to start this new weekly credit card feature where we will be taking turns to share about a card that we ourselves own/use and talk about how we use it and potential limitations. Share with us in the comments below which card you would like us to feature for next weeks #WCOTW!

This is not a sponsored post, and all opinions are from the WhatCard team’s personal experiences with the card

Key Features:

Annual Fee: $192.60/year, first year automatically waived, typically waivable each year after that Local earn rate: 1.2 Mile Per Dollar spent (MPD) Overseas earn rate: 2.0 MPD Bonus earn rate: 3.0 MPD on online flight & hotel bookings 4.0 MPD on Singapore Airlines bookings via DBS Travel Marketplace 4.0 MPD on public transport, taxi, ride-hailing till 31