After making your largest purchase ever in your life (New Home), the next step will be doing renovation and buying home appliances.



You can either choose TIME OR MONEY, depending on which is more important to you.
In order to save money, you will need to sacrifice your time and vice versa.

This post is about choosing Money OVER time.


1) ID
- Choose the ID which is not GST registered company. By doing so, you saved paying 7% GST.
- Most of the ID only accept Cash, Cheque or Bank Transfer.
  If your ID accept Grabpay, then you are in luck to save around 8 - 13% of your renovation cost by having UOB ONE, UOB YOLO credit card and CapitaStar account.





Just top up your Grabpay account over the weekend (Sat 0000hrs till Sun 2359hrs) and you can get 8% cashback (Cash rebate cap at $60/mth, thus max $750 topup. Note that min spend of...