With 2019 coming to a close in less than 6 weeks time, it is time to take stock on our financials. This is probably one of the most favourite time of the year for the both of us, as with everyone else. 

End of the year usually means less hectic days, holidays to look forward to, planning for the new year as well as retrospecting the previous year and see if we can reap any benefits from the hard work we put in throughout the year.

Here are some financial checklist for both Mrs Budget and myself to clear before welcoming 2020.

1. CPF and EPF contribution

One of the main thing we set out to do every year is to top up our CPF to have forced savings as well as to enjoy tax relief on the top up. In case you are unfamiliar with