The first piece of financial advice everyone is going to give you: set aside an emergency fund! It can be very tempting to jump straight into investments when you get your first paycheck, especially if the people around you are growing their portfolio successfully. Believe me, I was there too! But we can never predict when unfortunate events will happen and it’s always good to have a backup for a rainy day.

Source: giphyJust imagine this scenario for a second… You were retrenched and you are looking to liquidate your investments, but the market is performing badly and you lost part of your capital, maybe even most of it. How are you going to feed yourself and pay your bills now? Sounds all too real, right? That’s precisely why an emergency fund is the first thing any adult should have before moving on to investment! Well, of  

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