When Endowus was marketing about the possibility of investing through CPF, it got me really interested. In addition, the fees are lower if one were to invest using CPF, hence I indicated my interest and was put on their waiting list.
1. Underlying Funds are NOT Dimensional Funds
The above is a CPF OA portfolio with a similar -40% loss tolerance. Look at the difference in funds being used. For instance, the Infinity US 500 Stock Index Fund simply tracks the S&P500 with a 0.69% fee/expense ratio excluding Endowus fee. In comparison, any ETF that tracks the S&P500 will definitely have a much