Total expenses for November 2019 amounted to S$3,968.98.

The largest was under Self Improvement. This is largely attributed to prepaying for a 12 month yoga class membership, which was selling at a good rate. I predict I'll spend more time in Singapore next year, which makes it worthwhile to plonk down some cash to restart my once fledging yoga practice, that is now yellow and withered.

I got back from Europe towards the end of November. So logically that constitutes the next largest expense category for the month. The third being donations, as I prepared to head out to Malaysia for a short meditation retreat in December.

Also spent some money on Diving, having put down a deposit for a diving trip with a diving buddy that's to be used next year.

Anyhow, I came in just below the S$4,000 mark, which is all good, and where I want to be at this point...