Time really flies and next week is already Christmas. While we prepare to celebrate the festive season, we must not forget about those in need and cannot afford a celebration. Last year, I pledge to contribute back to the society while I strive hard, blog and invest for my retirement. My Christmas Gift is a donation of $100 to Touch Community which is the second donation I made this year. Money is not necessary the best kind of contribution back to the society but given my busy work schedule, I guess this is the best I can do now. TOUCH Community Services is a not-for-profit charity organisation in Singapore. They are a multi-service organisation providing services to meet various levels of needs in the community. What is your Christmas Gift to those with special needs?  ...